Arval net income plummets 49% in H1 2025 to €351.4m

Tue, Sep 16, 2025, 8:50 AM 2 min read

Arval reported a net income of €351.4m in the first half of 2025, a 49% decline from €688.8m compared to the same period of the prior year (H1 2024).

This decline has been primarily attributed by the company to an unfavourable base effect against a particularly high level of vehicle sales and anticipated results in H1 2024.

However, this was partly mitigated by an increase in both the financial and service margins, linked to the expansion in outstanding contracts.

Arval's gross revenues showed a 10.1% uplift, reaching €10.5bn, in line with the company's business growth.

Despite this, the gross operating income decreased by 24.2% to €1.09bn.

When excluding the results from car sales, the gross operating income reflected a 16.6% increase due to the margin on lease contracts.

The results from car sales and anticipated capital gains on disposals stood at €78.1m for H1 2025, a decrease after three years of exceptional levels.

The base effect from these sales is projected to lessen in H2 2025. The company noted that the capital gains from vehicle sales and disposals are expected to reach €253.4m in H2 2024.

After distributing dividends of €584m in H1 2025, Arval's total equity was reported at €4.28bn at the end of June 2025.

The company's financed fleet has grown to 1,827,790 vehicles, a 4.6% increase from June 2024.

The number of electrified vehicles in the fleet has risen by 23.7%, with a 42.6% increase in fully electric vehicles.

Arval CEO and director Alain van Groenendael said: “Arval is successfully pursuing its policy of developing partnerships, as well as its investments in sustainable mobility for the benefit of its clients' energy transition. Its electric vehicle fleet increased by 43% compared to June 2024.”

Looking ahead, Arval has extended its Arval Beyond plan until 2026, with a target fleet of two million vehicles. This includes 400,000 full electric vehicles.

The company has also renewed its partnership with CaixaBank until the end of this decade. This collaboration aims to finance 200,000 new vehicles over the next five years in Spain.

Additionally, Arval is advancing its commitment to sustainable mobility with a 38% increase in its Arval Bike Lease offering, now providing more than 10,000 bikes for lease in 14 countries.

"Arval net income plummets 49% in H1 2025 to €351.4m" was originally created and published by Leasing Life, a GlobalData owned brand.

The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.