When Kimberly Gravitt — a widow from Gwinnett County — fell behind on her mortgage, she reached out to a company she believed would serve as a lifeline: Homesaver 911. However, signing up for this company's services wound up setting off a chain of events that has left her with nothing.
Gravitt is now facing eviction — from a house she believes she still owns — and the stress has been so severe that she was recently hospitalized in a mental health facility, according to WSB-TV [1].
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“She was balled up in a ball on my couch going, ‘They just got all of my equity,’” Gravitt’s daughter-in-law, Destiny Gravitt-Waters, told reporter Justin Gray. When asked what Gravitt received in exchange for her house, Gravitt-Waters didn’t mince words.
“Nothing. No money. Nothing.”
Gravitt reached out to Homesaver 911 in 2024 seeking help as she hoped to avoid foreclosure. As part of the rescue deal, Gravitt signed over a warranty deed — a legal document transferring ownership of Gravitt’s property — to Homesaver 911.
The company told WSB-TV that this transfer is meant to be temporary and ownership is given back to clients once the loan is paid back. However, in this instance, the deed seems to have been transferred to another company called Georgia Venture Investment Company.
This company then took Gravitt to court in 2024, claiming she agreed to sell her property for $150,000 in 2023 but failed to follow through with the deal. A Fulton County judge sided with Georgia Venture Investment Company in a default judgement and ruled she must sell the home to the company “upon plaintiff’s payment of the purchase price and other monies required by the contract [2].”
Although Gray couldn’t find any documentation to prove the sale or a transfer of money, an attorney for Georgia Venture Investment Company emailed a statement to Gray.
“Georgia Venture has tendered the money to Ms. Gravitt many times, but she refuses to accept it. She or her attorney may obtain the money at any time,” reads the statement. But the Gravitts say that is not true at all.
Unfortunately, Gravitt’s case isn’t unique. The Federal Deposit Insurance Corporation (FDIC) had previously issued a warning about foreclosure scams that often target vulnerable older Americans [3].
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